Financial Planning Team

Providing trusted debt management and corporate financing solutions tailored to your needs.

We connect you with the right lending partners for financial success.

-Jaya Ratnani, Founder & MD

About Us

Your trusted financial partner

We provide expert debt management and financing brokerage solutions to help individuals and business achieve financial stability and growth.

  • Debt Management Services
  • Financing Brokerage Solutions expertise
  • Corporate Financing
  • Mortgage Brokerage
  • Loan Advisory
  • Credit Review Services
  • You Win - You Pay Success Fee Model
  • Key Affiliations with Banks
  • Over 25 years of management experience

Our focus is on building trusted relationships, understanding each client’s needs, and delivering responsible, tailored financial solutions. We believe that with the right support and strategy, every financial challenge can become an opportunity.

Our Services

Strategic Financial Solutions

Our services are designed to help clients regain financial stability and funding solutions designed to support business growth and expansion.

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Years Experience

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Happy Customers

Loan Overdue Rescheduling

  • Assistance with restructuring, rescheduling, and settlement with banks & financial institutions for mortgage & commercial loans.
  • Focus on minimizing legal exposure and improving cash flow sustainability.

Mortgage Broker

  • Independent mortgage brokerage services helping clients secure suitable home loan solutions.
  • Access to multiple banks and lenders for competitive terms.

Financing Broker

  • Brokerage and advisory services for business and commercial financing.
  • Matching clients with suitable lenders based on financial profile and funding needs.

Credit Review

  • Professional review of individual and business credit profiles.
  • Identification of risks impacting borrowing capacity and approval chances.

Why FREED?

Success Fee Model

We operate on a performance – based success fee model meaning “You Win – You Pay”

Management Expertise

Over 25 years of experience in banking, corporate finance , debt restructuring, and mortgage advisory.

Key Affiliations

Our relationship with leading banks provides a wide range of financing options, competitive rates, and faster approvals

Tailored Financial Solutions

We design customized solutions that support sustainable financial growth and improved credit health.

Repayment Options

We work closely with banks to improve repayment terms and reduce the risk of legal issues.

Financial Debt Doctor

We help you diagnose, manage, resolve debt challenges and restore your financial health.

Success Fee

Our Affiliations

Get to Know Our
Partners

Amlak
ADIB
CBD
CBI
DIB
FAB
Invest Bank

Our Achievments

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Ms. Jaya Ratnani, Managing Partner- Freed Financial Services felicitated by Filmfare ME for her achievements and was presented a special edition of Coffee Table Book that featured her success story.

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Celebrating Excellence and Empowering Women! Proud to share that the 4th Annual Excellence Awards, hosted by Gulf News in collaboration with BeingShe, was a grand success! This prestigious event honored the remarkable achievements of women from diverse fields, recognizing their contributions and inspiring future leaders.

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Another feather added to our cap! World Women Leadership Congress Awards in their recent seminar & awards ceremony recognized Jaya Ratnani - Managing Partner- FREED Financial Services with "Middle East Women Leaders" award. We are thankful to our clients for their continued support & trust.

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An exclusive interview of Jaya Ratnani, Managing Partner Freed Financial Services on 106.2 Big FM with RJ Sunny The Big Biz Show today @ 12 noon, where Jaya Ratnani shares her expert views on " How to Manage Home Loan debt in these challenging economic situations ". Tune in to Learn More!

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Testimonials

Our Clients Say

FAQ

Have Any Questions? Don't Hesitate to Reach Us.

Here are some frequently asked questions from our clients about debt relief, loan rescheduling, and mortgage services in the UAE.

We specialize in loan overdue rescheduling, mortgage brokerage, credit review, and financing solutions. Our team negotiates with banks to restructure or reschedule payments, helping ease financial pressure and prevent legal issues.

We negotiate directly with your bank for rescheduling, restructuring, or settlement options tailored to your situation, aiming to reduce monthly payments, extend terms, and protect your credit score.

Yes. We use bank-level encryption and strict confidentiality protocols to protect all client data. Your information is never shared without your consent.

It typically takes 4–8 weeks, depending on the bank and complexity of your case. We keep you updated throughout the entire process.

Yes. We work with clients across all credit profiles and often help improve eligibility through professional credit review and negotiation.

A highly-qualified team of consultants will evaluate your financial situation and after an in-depth analysis, we customise options such as Debt Settlement or Debt Restructuring. We negotiate with the bank and assist in structuring a solution to close or moderate the mortgage liability without resorting to any legal procedure. You will be required to provide a Power of Attorney to FREED Financial Services LLC (drafted by us on your behalf) authorising us to represent you with the banks and other organisations involved.

FREED Financial Services is abreast of the real estate market, mortgage business, process and risks. We represent you from start to finish with banks and developers until the closure of your mortgage loan. We assure you that we will get you a fair solution from your bank.
Customer Support

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Questions we Had